Manage your Belk Rewards Credit Card Online:
Belk, Inc. is an American chain of departmental stores from where you can gain almost all the products that you need like clothing, bedding, furniture, etc. This company was founded in the year 1888 by William Henry Belk, with its headquarters in Charlotte, North Carolina, United States. It has around 300 locations in 16 states.
This store chain is also famous for giving rewards credit cards that you need to apply for, and if you have such intention then you can go through this article that might help you decide on getting a rewards credit card.
Benefits of the Belk Credit Cards:
- The day you open your account, you will get a 20% discount on all your purchases.
- You need to spend $1 and you will receive 3 points for that. When you receive the limit of 1000 points, you will receive $10.
- You don’t need to pay an annual fee for your credit card.
- You can have easy access to your card through online mode, where you need to register for your account and you can easily manage your card.
- Your card will be upgraded automatically, where you need to spend a good amount and submit your bills at the right time, and in no time your card will be upgraded.
- The customers owning the card would get a total of 35 days in a year where they will get discounts and can make good savings.
- There are extra point events for the cardholders that will help you build your rewards faster.
- The card offers zero fraud liability and you won’t be held responsible for any fraudulent activity.
There are some extra perks that you can enjoy with the MasterCard:
- It is accepted everywhere unlike the Belk Rewards Card which is only accepted in the Belk Store and the Belk website for online shopping.
- You can also earn 2 points on gas station and eligible grocery purchases.
The other factors that are needed to be considered:
- They have a high-interest rate of about 25.49% fixed APR on purchases.
- The rewards that you will earn have a limiting period, i.e. they will expire after a year. So you need to use your rewards within one year time.
- To redeem your rewards, you can only use them for shopping in the Belk store or on their website and need to present the rewards while checking out, you won’t be having any other option to redeem your rewards.
- They have an APR of 29.99% on cash advances.
- Your spending is well tracked by Belk and this allows you to be upgraded for the higher level, but if you do not spend at that amount, then you might be downgraded.
- You don’t want to be late with your fee because you will be charged an amount of $29 if you don’t have any late fee in the prior six billing cycles. After that, you will be charged $40 for the late fee.
The levels of cards – there are a total of three tiers that is applicable for both the Belk rewards MasterCard and Belk Rewards credit card.
- Card level – you need to spend a total of about $599 annually, and you will get 3 points on spending $1.
- Belk Premier Rewards Card – you need to spend within a range of $600 – $1499, and you will receive 4 points on spending $1.
- Belk Elite Rewards Card – you need to spend starting from $1500 and above, and you will be rewarded 5 points on spending each dollar.
With each increment in the tier of your card, you will receive more benefits like free shipping.
The type of customers who want to have this card:
- The ones who are frequent shoppers at Belk.
- The ones who want a card that can earn them rewards from gas stations and grocery stores.
- The ones who want to take full advantage of the reward points they have earned.
Guidelines to login to your Belk Account:
- You need to visit the Belk credit card home or you can directly use the link www.belk.syf.com.
- Then you have to give your User ID and Password in the given space.
- If you have your personal system, only then you can click on the remember User ID.
- Then you have to click on the Secure Login.
If you don’t have an account, then you can register to gain online access by entering your account number and Zip Code. You can get into this page by clicking on the register button below the Secure Login.
Activating procedure for Belk Credit card:
- You need to first go to the activation page of Belk credit card from your mobile or PC. You also use the link Belk Credit card Activate.
- Then as the page opens, you need to give the credentials as asked i.e. your card number, the 3 digit security code on the back of your card, and the last 4 digits of the Social Security Number.
- After you have filled in, now you need to click on the Activate My Card button and follow the onscreen prompts to complete the activation procedure.
There are a number of ways in which you can pay for credit card billing:
Online method –
- First thing is to go to the Belk Credit Card account management page.
- There you have to click on Pay as Guest.
- Now, give all the credentials as asked – card number, the last four digits of your social security number and your billing ZIP code,
- Now you have to follow the onscreen prompts to complete your payment.
Using Belk app:
- First is downloading the Belk app from the App Store and Google App.
- Then open the app and register for your account if you don’t have one.
- Then you have to fill in the User ID and password in the area provided on the page.
- Now, you click on the Payments option and follow the onscreen prompts to complete your task.
By Mail – you can make a check or money order, and need to send it to the address given as follows-
P.O. Box 530940
Atlanta, GA 30553-0940
You must try mailing them before the due date, since this may take some time, and you can avoid a late fee.
By phone – if you want to make your payment over the phone, then you need to follow the guidelines –
- First, dial the number 800-669-6550 and you will be received by an automated system.
- Either say or enter the Belk Credit Card Number.
- Now, you need to follow the prompts to complete the payment procedure.
(Note that the phone charges may apply)
- In the Belk Store – if you are not willing to make the payments through any of the above methods, then you can also make your payment in the store. For that, you need to find the location of the store, and you easily pay through the customer service desk.
This article gives you the benefits, activation procedure and other factors to be taken into account before applying for this card. If you have received a card, and are facing a problem while activating through online mode, then you can consider contacting them. You can call on their customer service number – 1-866-235-5443 from Monday to Friday from 8:30 AM to 8:30 PM (EST), and from Monday to Saturday from 8:30 PM to 7:00 PM (EST). You can call on the number 1-800-669-6550 from Monday to Saturday 8:30 AM to 7:00 PM (EST) for any credit card queries. You can also visit their contact page website www.belk.com/customer-service, and you will have to click on FAQs where you can find the solution to your problem and you will also find other options to contact them.