www.suntrust.com/getmorerewards – How To Apply for SunTrust Credit Card

Apply for SunTrust MasterCard Cash Rewards Credit Card :

SunTrust offers the consumers to apply for the SunTrust MasterCard Cash Rewards Credit Card online at www.suntrust.com/getmorerewards  and enjoy hundreds of reward options including cash back, e-gift cards, travel and more. The offer is opened for pre-selected SunTrust customers, who have got the personalized reservation codes, as well as the interested consumers, who have not received the promotional offer to apply for the SunTrust Cash Rewards Credit Card.

SunTrust MasterCard Cash Rewards Credit Card is issued by SunTrust Bank, Pursuant to a license from Mastercard International.

SunTrust Cash Rewards Credit Card Online Application

Apart from applying over the web, there are more options such as visiting a SunTrust branch or completing a paper application and sent by mail or over the phone. But applying online is probably the most convenient and fastest way to submit your application. It takes no longer than 5 minutes to apply for the card.

Here is a short guideline provided for both the pre-qualified customers with the promo code and the general consumers without the reservation code to initiate the SunTrust Cash Rewards Credit Card application:

  • Visit the SunTrust MasterCard Cash Rewards Application page at www.suntrust.com/getmorerewards
  • Enter the Promo/Reservation Code to locate the offer you got from SunTrust. If you don’t have one, leave the field blank and you will be presented credit offers after you enter the required details and your identity is verified.
  • Then select whether you are SunTrust client.
  • If so, provide your Online Baking User ID and Password or Debit Card Number or PIN. If you are unable to fetch the information just choose your Account Type from the drop-down list; enter the Account Number and last 4-digit of Social Security Number.
  • If you are not a SunTrust Customer, skip the part and click the “Continue” button to proceed

The information you gave as a SunTrust Client will save your time in the next part of the application procedure by pre-filling some of your personal information in the fields of the next page. However, the following list of information you will require for the second phase of the application:

Personal Information

  • First Name
  • Middle Initials
  • Last Name

SunTrust New Account Center


  • Suffix
  • Social Security Number
  • Date of Birth

Select the country if you are a citizen other than the United States. Please, note that if you are a non-resident alien, you cannot proceed further.

Contact Information

  • Primary Contact Type (mobile/landline) and Phone Number
  • Email Address
  • Confirm Email Address
  • Preferred method of contact

Residential Information

  • Your Home (Own/paid/mortgage/rent/other)
  • Street Address (No PO Box)
  • Unit/Apt Number
  • City
  • State
  • Zip Code
  • Time of Address

Employment Information

  • Occupation
  • Duration
  • Annual Income

Check the initial or ongoing Source of Funds from

  • Employment Income
  • Retirement Income
  • Investment Income
  • Tax Refund
  • Inheritance
  • Sale of an Asset
  • Gift
  • Other

If you have other income, add the source and monthly amount to use that for establishing your creditworthiness.

Then select if you would like to include a single co-applicant to the account and if you want to add one or more authorized users to the card. Click “Continue” to get the available options based on your given information.

Read Also : How To Apply For BBVA Compass Personal Loan

SunTrust Cash Rewards MasterCard Rewards and Benefits

  • No Annual Fee
  • No Foreign Transaction Fee
  • 0% Intro APR on purchases and balance transfers for the first 15 months
  • 5% cash back on up to $6000 on qualifying gas and grocery purchases for the first year and 2% unlimited cash back after that period of intro bonus cash back
  • 1% unlimited cash back in all other qualifying purchases
  • Get a client exclusive SunTrust card deposit bonus of 10%, 25% or more
  • Free access to your monthly updated FICO Score available in Online Banking
  • Pick your own card SunTrust Cash Rewards Credit Card design
  • EMV Chip Technology to enhance security and greater acceptance

Rates & Fees

  • Purchase and Balance Transfer APR- 13.24% to 23.24% after the intro 0% APR for the first 15 months
  • Cash and Overdraft Advances APR- 26.99%
  • Annual Fee- None
  • Balance Transfer Fee- $10 or 3% of the amount on each transfer
  • Cash Advance Fee- $10 or 4% of the amount on each cash advance
  • Foreign Transaction Fee- None
  • Late Payment Fee: Up to $38
  • Return Payment Fee: Up to $38

Contact Information

For questions about your, SunTrust Cash Rewards MasterCard call the Rewards Service Center at 800-255-7125.

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